How To Accept Credit Cards

Getting A Merchant Account

Running any business comes with the challenge of turning it into a profitable business and there is a simple way of increasing the chances of turning this challenge into an accomplishment.

One of the best ways of increasing the chances of turning a profit, sooner than later, is by finding a merchant service provider to serve your businesses credit card processing needs. Credit card processing is, simply put, the process of being able to accept credit cards, as well as accept debit cards from customers on a daily basis. The benefits of finding the right merchant service provider, to manage a businesses bankcard processing, is incredible. The differences between a business who accepts credit cards and one who doesn't accept credit cards are like night and day.

When searching for a company that can provide low cost merchant services, it is important to shop around. There are many merchant providers out there who will try to take advantage of new business owners unfamiliar with everything involved in the process of bankcard processing. With a little time and effort, any business can begin accepting credit cards and at the best price.

FDIS Colorado is a full service merchant solutions company providing low rate credit card processing to both new, as well as experienced business owners today. When dealing with FDIS Colorado, there will never be an application or annual fee to worry about. As far as FDIS Colorado is concerned, there should never be a reason for a business to have to worry about whether or not they are receiving the best possible deal on merchant bankcard processing.

Finding a merchant service provider, such as FDIS Colorado, should be an exciting experience in anticipation of how wonderful it will be to finally be able to accept credit cards from customers. The potential for an increase in sales is great when any business begins accepting credit cards. There really is no downside to accepting credit cards through a company who can offer low cost merchant services with all of the benefits of the companies overcharging for the exact same services.

There are additional advantages to finding the best merchant service provider to handle the credit card processing needs of any business. On behalf of the customer, it is always easier to shop at a store that will accept credit cards. There are very few customers who will continue into a business when there is a "cash only" sign posted on the window. It is a known fact that people today prefer not to carry cash around. They feel that it is safer, and simply more convenient, to shop with a credit or debit card.

It is also much more convenient, for customers who love to shop spontaneously, when a business will accept credit cards and accept debit cards. Customers who carry cash, and the businesses who only accept cash, are limited by the amount of cash a given customer carries with them into a store. On the other hand, customers who prefer shopping with a credit or debit card and the businesses who accept credit and debit cards on top of cash, are only limited by the extent of a customer’s desire to continue shopping.

Now on behalf of the business owner, there are additional benefits to finding the best merchant service provider to handle the bankcard processing needs of any business. The benefit of increased sales potential was already discussed and it is the biggest benefit but accepting credit cards, through the right merchant provider, can have the potential to provide a greater level of organization to any business. You see, merchant solution companies like FDIS Colorado provide more than just low rate credit card processing, they provide customized low rate merchant services that cater to the needs of your specific type of business.

Whether for a gas station or for a convenience store, FDIS Colorado offers tailored merchant solutions to fit each individual type of businesses specific needs. With personalized services such as this, a business can't help but succeed. This is what separates the average merchant bankcard processing companies from the great ones and this is why finding the best possible company to handle your businesses bank card processing needs is as easy as giving FDIS Colorado a call.

Finding the best bank card processing company to provide a business with low rate merchant services should never be a choice. It should, instead, be a requirement. With all of the benefits, and the complete lack of reasons not to, everyone with a business, offering products or services to customers, should be offering their customers the ability to pay for these products or services by credit or debit card.

Consider FDIS Colorado for your complete merchant solutions company and begin accepting credit cards and bankcards at your business today! Call now at 888-224-9571 or visit them at www.bettercreditcardprocessing.net and get your merchant account started today!

 

Merchant Account Services

Low Rate Merchant Accounts

Just about every business needs to find a way that it can set up merchant accounts with a financial institution. This is because these low rate merchant accounts will enable the sites to get linked up with the credit card processing that they need. Many owners will be impressed by the different types of credit card processing options that they have at their disposal. It may be vitally important for these owners to make sure that their consumer needs are well met by these bankcard processing accounts. There are actually low rate merchant accounts that can even be set up online, which will save owners a considerable amount of time.

Setting up the lowest rate merchant bankcard processing will be one of the best ways that people can streamline the business that they conduct. This system will essentially allow consumers to utilize the credit card of their choice in the store. This is why bankcard processing has become such a vital component of businesses lately. Nearly all consumers rely on their credit cards to conduct these different types of transactions. Merchant bankcard processing can help make sure that all consumers feel welcome to shop within a store. In most cases, consumers will be more likely to come back and shop at a store that supports their needs.

There are a few other elements that people should expect to get when they look for the best merchant services. There are a few details that need to be included, such as online transaction processing. Merchants will need to set up the best merchant services that they can find. Getting the best merchant services processing may also mean accepting as many different cards as possible. When different businesses decide to set up the best merchant account from the best merchant services provider they can find, they will simply become more competitive as a result. This will help make sure that they can track down the right options at their disposal going forward.

Of course, many businesses will be looking for low cost merchant services as well. This will be a good option for many people who want to track down low cost merchant services that they need. Setting up low rate merchant services will be a good method that people can use when they want to get the right options for their needs. Owners should track down a plan that offers low cost merchant services based on the monthly rate that they pay. Some people will be glad to see that they can get linked up with low rate merchant services for their online site as well. These programs may include a package deal that people can use for their businesses.

There are a few other elements to getting low rate credit card processing. There are sometimes charges that will be applied to each credit card used at a location. Businesses may want to double check to make sure that they can get linked up with the right options for their needs going forward. Finding low rate credit card processing is a major component of this goal that users should consider. They may need to monitor their charges to make sure that they are getting merchant services for less. If not, they could switch to a competitor that will provide merchant services for less.

Getting the best bankcard processing can also be viewed as a cumulative goal for many businesses. If they have multiple locations, they can actually test out some of the different options available to them. This will help them identify the companies that simply offer the best merchant bankcard processing at rates that the business can afford to get. This will help companies track down the right merchant services providers that they need to keep their customers happy as well. These businesses may want to survey their consumers to make sure that their needs are still being met.

Ultimately, there will be options available to anyone who needs to link up with low rate merchant accounts. Owners should contact customer service at a financial institution if they want to learn more information about these merchant services. They will be able to price packages and get the right low rate merchant accounts that they need. Owners should identify some of the different needs of their consumers as well. This will help make sure that owners are tracking down the features that they need. They can feel free to shop around for the different options at their disposal. Contact Ignite Payments/FDIS Colorado at www.bettercreditcardprocessing.net today and get started on your merchant account application quickly and easily or call 888-224-9571.

 

Low Rate Merchant Accounts

Benefits of Finding Lowest Rate Merchant Accounts

You have successfully created a website for your business and now are wondering how to get a merchant account. The first step in how to get a merchant account is to understand before you apply that there are many different types of merchant credit card processing accounts and interest rates associated with these types of companies. Before you wonder how to accept credit cards, you need to understand that the lower the interest rate that you pay per transaction the more money that you will eventually get to keep in your pockets. Once you figure out the best fit for your business then how to accept credit cards is simple.

Merchant account services provide your company with a secure way to accept payments online without compromising the customer’s information. The more secure the merchant bankcard transaction the less chances you will have to worry about a customer’s information being exposed to predators. These merchant account services allow your business to now compete with other businesses in your niche who have the majority of the customers. Merchant Credit card processing companies allow you to compete on a global level with your competitors. You now have the ability to securely accept credit card payments from customers who live in another part of the country or the world. Merchant Bankcard processing companies connect you with those customers and provide a safe platform where all their credit details are encrypted for the highest possible level of security available.

Low Rate Merchant bankcard processing allows your business to sell goods online to customers and accept a multitude of different payment types from all the major credit card issuers. Although there are hundreds of different merchant bankcard processing companies, they do offer different types of fees depending on your type of business. You should carefully analyze those fees before you sign up with one low rate merchant services company because your particular business model could fit better with a low cost merchant services company. When selecting low cost merchant services the first thing you must consider is whether you do high end transactions or many transactions each day.

When it comes to merchant bankcard processing the financial institutions card by either the amount of transactions you do or they charge a different interest rate depending on the volume you do. Many low rate merchant services will provide you a low rate merchant bankcard transaction rate fee percentage and as well as a small fee per transaction. When you are doing many small transactions this can eat away at your profits quickly. You may want to consider low rate merchant services that have no transaction fee and a smaller percentage per charge so you can grow your business successfully.

Low rate credit card processing is a great way for your business to provide customers the added convenience of shopping in your store and paying with a credit card. You have to be certain you are working with low rate credit card processing companies that can extend you the absolute lowest percentage per sale if your sales volume warrants it. Many times the bankcard processing companies will look carefully at your sales for a month or two to determine if you can be moved to a fee structure that works best for your business model.

You can often find merchant services for less when you take the time to be informed before just jumping on the first card provider you find. It often works in your benefit to get cheap merchant services because over the course of a few months you can easily but back thousands of dollars into your company that would have been wasted on a retail merchant account with high fees. You can often negotiate for a retail merchant account with lower fees once the lender sees that your numbers are what you say they are. Just because you tell them up front is not a guarantee they will believe those numbers are in fact legitimate.

Getting a credit card merchant account gives you the ability to compete with even the big companies on a global level now. When you apply for an internet merchant account your business goes from being a local business to a nationwide and global one. You can also monitor your merchant account online so you can stay informed of all the merchant bankcard processing and payments that post to your account as they are completed. A credit card merchant account shows potential customers that you are a legitimate company that supplies its customers with the ease of using any payment when shopping. Your internet merchant account has the highest security protection available for you and your customers. Once you are up and running with your merchant account online you have the opportunity to grow your company faster than ever before.  For the lowest rate merchant services in the credit card processing industry, contact Ignite Payments at www.bettercreditcardprocessing.net today or call them and see how easy it is to apply for a merchant account. Call 888-224-9571 today!

 

Best Merchant Services

Trusted Merchant Services

We are now in the age of technology. Businesses need to be up to date on all aspects of their trade to ensure the company will run efficiently, cost effectively and most importantly provide excellent customer service and make your services enticing by adding payment options for customer convenience. Everybody is now paying with cards, whether it is for shopping, clothes or cars. In order to compete with the majority of businesses, including your competitors who accept credit cards, part of running a successful business includes providing the option for your customers to pay with a credit card. When you add the option to accept credit card payments, you will find your customer base increases greatly. Not only does accepting credit cards provide welcome options for the customer, but it also provides you, the business owner with an efficient and time saving way to electronically process credit card payments through your merchant services provider. Having a merchant account is easy, convenient, and cost effective. Deposits into your merchant account are done electronically so you have no need to run to the bank and make weekly or daily cash deposits. In addition, finding merchant services for less also means you lessen the risk of theft, either from employees or criminals looking for cash on hand. Merchant Service Providers are able to quickly set you up with the best merchant services around, offering merchant services for less with low merchant discount rates.

Customers need to feel safe and secure in their deals with you and their transactions. With all the news these days about large retailers having security breaches, it is important to make sure your merchant credit card processing company is PCI compliant. PCI is a set of industry standards that were developed by Visa and MasterCard which outline the Payment Card Industry standards for securing sensitive data. This merchant that merchant processing software and terminals must have features such as firewalls, truncation, password features, and many other requirements that both the bankcard processer and the merchant must adhere to.  Choosing a merchant services company such as Ignite Payments alleviates the worry you may have by knowing they are PCI compliant and the merchant equipment they provide to you is PCI compliant as well.

By accepting payment cards, your business not only offers customer convenience, it can generate and increase more revenue and therefore, earnings. Having a merchant account for less and accepting credit card payments are said to boost a business by an estimated 30-70%. For this reason it is important for your company to accept credit cards. In 2012 the card payment rose to 46%, up 7% from 2011. This figure will increase every year. The best way to take advantage of these statistics is to get a merchant account through a Merchant Services Provider and make sure your customers know that you accept credit cards. Having a merchant account, is one of the best and most cost-effective ways to increase your business.

A merchant account is a type of bank account that you must open so that your merchant bankcard company can set your systems up or provide you with a credit card terminal which allows your business to accept payment by credit/debit card and also other type of payment cards. Each transaction is then electronically approved and deposited into your merchant account in a matter of days.  Companies like Ignite Payment have been in the merchant credit card processing industry for years and are experts at both getting you low discount rates, low merchant services fees, and providing a safe means for processing your payments. These standards are set up to ensure your system has safeguards such as firewalls, encryption, and truncation features so credit card numbers are not stored in a manner which is unsafe and potentially open the merchant up to a breach. Merchant Accounts that are opened with companies such as Ignite Payments meet these guidelines so business owners know that they credit card transactions are being securely processed.

Get started with your merchant account application today. It takes little time, there are no credit checks, and once you are approved for a merchant account, you can begin to accept credit cards in little time, thus opening up the opportunities of telling all your potential customers that you accept Visa, MasterCard, American Express, and Discover. Call Ignite Payments today at 888-224-9571 or visit their website at www.bettercreditcardprocessing.net.

 

 

Merchant Services for less

Best Credit Card Processing Services

Since the advent of the first credit card, this system of non-cash payment, or as it is commonly known, credit card payments has come a very long way. The days of heavy stacks of paper bills and endless counting of coins are fading fast as the majority of purchases done today are through the use of credit or bankcards. This has made accounting easier for merchants and provides an easy method for customers to keep track of their spending.

For this system to work efficiently, it will require the best credit card processing company with reputable and reliable services that guarantee smooth functioning of businesses for customers.

Credit Card Processing System
When a credit card or bank card is tendered to a merchant for goods or services purchased, it goes through a series of steps before the funds are actually deposited in the merchants account. First the card is swiped on the credit card machine. If the information is taken over the phone or if a problem arises with the machine and for some reason will not read the swiped card, also if it comes through the mail the information will be keyed in.

Whichever way the information is gathered, it is entered into a credit card terminal or an online/virtual terminal. This credit card terminal connects with the issuing bank that then will send an approval or decline response code back to the merchant via the terminal either approving or declining the card. If approved the bank will put the funds on hold and send an authorization code to the terminal which will print a receipt for the customer. Merchants familiar with credit card processing know that this is the simplest way for customers to receive goods and services, and in today’s online world, it is the most convenient.

This step will be repeated for as many bankcard transactions done with credit cards throughout that day. At the end of the day a reconciliation of all bankcard transactions will be done and sent to the credit card processing company used by the merchant. They are responsible for sending a request to all the banks holding funds for the merchant on each bank transaction done that day.
These funds are deposited into the credit card processing company's bank account, which then transfers it to the merchant’s bank account, after withholding the pre arranged fees for merchant services rendered. This process makes the need for utilizing the best bankcard processing company and credit card processing company crucial for any business.

How to Choose The Best Credit Card Processing Company
If you are a merchant, wondering what is a merchant account, or  how to get a merchant account, you should begin researching what is involved when you want to accept credit card payments and begin merchant account processing for the first time, it is important that you do a thorough check of all the credit card processing companies offering services. As shown above the function of the credit card processing company chosen will be very crucial to your business. There is a lot of information available online concerning the various credit card processing companies and the fees they charge.

To help steer you in the right direction this article will show you the features of the best bankcard processing companies to assist you in making the right choice in selecting the company to manage your funds and provide you the best merchant services for your money.

Key Features to Consider in Choosing a Credit Card Processing Company
In today's world of finance credit card is the way to go for most shoppers. Everyone in business needs a credit card merchant processing account. As more merchants adopt this method of payment, merchant bankcard processing companies are rising up overnight to get your business. Online merchant accounts are everywhere you look, and shop.  Therefore merchant accounts are necessary to ensure you are getting the best merchant services available
Some of the best features include:

Some may offer you merchant services for less. Be wary, as there may be hidden fees and costs that are not readily apparent. Cheap does not always mean lacking merit however, and it may be worth your while to investigate the merchant services being offered before negating an offered.

The best merchant services will usually have the following:
• A built in secure system to handle your credit card processing
• Provide reasonable and affordable low discount rates for services
• Safeguard your business from fraudulent transactions
• Ensure rapid deposit of funds to your bank account
• Provide services such as: free set-up, no contract, offering month to month usage allowing termination on either end at any time, no cancellation fee and ease of acceptance into system
Other services should include low rate merchant accounts which allow merchants to accept any of the major credit cards from customers such as Visa, MasterCard, Discover, debit or gift cards for the same fee. These low rate merchant accounts will be beneficial in helping the new small businesses gain financial footing, along with a service offering genuine merchant services for less.

One key element in merchant accounts is not to overlook low discount rate merchant accounts. It should remain in the vicinity of 1-3%.  Anything higher will be out of your league as a small business. Do your research before deciding on a credit card processing company looking at all their fees including their transaction rates both retail and those conducted over the internet. Opt for the one that offers low discount rate merchant accounts.

Now armed with the information necessary to choose the right credit card processing company, you can begin to accept credit and debit cards from your customers and improve your financial position in your business and begin to enjoy the best merchant services for less. Contact Ignite Payments/FDIS Colorado today for a quote and easy, affordable merchant accounts. Visit their website at www.bettercreditcardprocessing.net or call them at 888-224-9571