Wednesday, April 23, 2014

Best Merchant Services





Accepting credit cards is an essential part of any business and finding the right merchant account providers is the key to the success of any merchant account. There are particular things that any business should look for in a retail merchant account provider and they are all equally important. The one thing to remember is that accepting credit cards is vital to the success of any business today.

Customers are paying by credit and debit cards more today than ever before. This is just a fact that businesses have had to deal with and for a business to not
accept credit cards or accept debit cards would be to commit business suicide. The process involved in merchant credit card acceptance is quite simple especially when dealing with the right merchant account providers.

Setting up an
internet merchant account is probably the easiest way to go but will only work for those businesses running strictly online. For these businesses it is possible to set up free merchant accounts and it doesn't get any better than that. Not only is the merchant account setup free but there is typically no equipment involved making them totally free merchant accounts.

As mentioned previously these
online merchant accounts with online credit and debit card processing are usually for those who conduct business primarily online but there are ways around this. With a computer and an internet connection, any business can run a virtual register similar to a physical cash register. This is not the most convenient situation as customers will not have the option of running credit cards themselves. The business will have to run all information manually.

So while the
internet merchant account might not be for everyone, the options are plentiful with a great merchant provider. The retail merchant account is the most popular of accounts by far and these accounts can be run in many different ways. When it comes to credit card processing for merchants, there are many things to consider but the right merchant provider will make everything simple and pain free.

Credit card processing for merchants, as mentioned, comes in many different forms. The type of processing received will depend on the type of business being run and the type of service needed for the particular customer base of the particular business. There are also different size merchant accounts and for the small business, the small business merchant account is the best way to go. Either way, the considerations are the same and those will include the type of processing and equipment desired for the particular business.

The
small business merchant account, for example, can be run in several different ways. The business functioning online was discussed previously so we'll discuss the small business operating both online and on the road. There are flexible options for this type of business and the equipment is flexible as well. The direction taken will determine fees and costs for the processing itself so as with everything else, things will need to be considered.

Mobile processing is an option for the small business and there is mobile processing equipment to accommodate this need. While this was popular at one time, the smart phone has made mobile processing even easier. Either way, this will give the small business that needs to remain mobile easy access to the processing of credit and debit cards. This doesn't leave out the option of the virtual terminal which is almost as convenient with a few exceptions.

Using a virtual terminal to
accept credit cards will require the use of a computer or laptop with internet access at all times. For the small business, this is a reasonable option up to the point where it begins to becomes a problem for customers. The right merchant provider will know the best option for each individual business and will be able to give direction and advice in this area. This is the biggest benefit of working with the best merchant account provider.

No matter the size of the business,
accepting credit cards and accepting debit cards is a must and FDIS Colorado is the merchant provider for the job. With all of the options and opportunities, it just makes sense to go with the company who can provide the most in the area of the processing of credit and debit cards. The professional merchant provider will always provide simple, easy options that will work specifically for each individual business. This is what separates FDIS Colorado from other merchant service providers.

Don't get left behind where
credit card processing is concerned. Let FDIS Colorado provide your business with everything necessary to be successful in the business world. They will set you up with a merchant account, retail merchant account, restaurant merchant account, or internet merchant account, and provide all the terminal equipment or software you will need to begin accepting credit cards today! Contact them at 888-224-9571 or visit their website at www.bettercreditcardprocessing.net


 

Thursday, April 10, 2014

Getting A Merchant Account



The Convenience of Merchant Accounts
In today's virtual age, the closest intersection is no longer the quickest point of purchase. Today's shoppers are looking for a shop right at their fingertips. As a result of this and the fact that most consumers own and use regularly their debit card for their purchases, it has become critical for both retailers with a store front, and online businesses, both mail order and internet based with a shopping cart, to accept credit cards as a form of payment. Not only does this speed up the process of customers receiving their merchandise, but also speeds up the time where merchants get paid. Merchant accounts are easy to apply for and if you haven’t already contacted a merchant services provider to handle your merchant account, now is the time.
Once you, as a business owner make that all important decision to begin accepting credit cards at the point of sale, it is now your task to research all the merchant service providers and companies who offer merchant services for less and merchant accounts for less. Companies such as Ignite Payments have been in the bankcard processing industry for years and gained a reputation for themselves as the leader in merchant service providers. Their staffs of merchant services specialists make it easy for you to apply for a merchant account, get approved for a merchant account, and begin accepting credit cards. They have the resources as well to set you up with credit card terminals, if you are a retail merchant applying for a retail merchant account, or provide you with the credit card processing software to allow internet based merchants to begin accepting credit cards online, both securely, and simply.
 Finding the best merchant services provider means that they have knowledge of the merchant bankcard industry, have robust software to ensure your merchant account is PCI compliant and meets the stringent standards Visa and MasterCard require, that they offer low cost merchant services, catering to your particular industry, and that they customer service in their merchant bankcard processing division is there to help you with both technical questions and reconciling your merchant account statement.
 
The best merchant services make it easy for merchant bankcard processing or merchant account processing. There are many types of merchant services including low cost merchant services, low rate merchant services, low discount rate merchant accounts and more. Low rate credit card processing is just one of the many perks to shop for when looking for the best merchant account services and setting up a merchant account online.

Need to know how to get low rate merchant accounts or low rate discount merchant accounts? One way is to talk directly with a merchant acquiring bank to find out what type of bankcard processing you need. Typically, these merchant acquiring banks have higher merchant discount rates, so it is wise to search for companies who have large merchant processing volume, have been specializing in the merchant processing industry for years, and have earned a name. Ignite Payments is just that company.  Make sure you don’t settle for overpriced merchant services. Look for merchant services for less, but also with adequate bankcard processing or merchant account processing systems for your store's needs (not necessarily just low rate credit card processing). Merchant bankcard processing is essential in being able to use a merchant account online.
The best bankcard processing isn't just for an internet merchant account. Low cost merchant services and low rate merchant services are also used in the storefront, providing shop owners with a credit card terminal. The virtual version of a credit card terminal is a payment gateway which can be used for the best bankcard processing. A major concern for online shopping is the security of the shopper's credit card information. An internet merchant account provides that sense of security.
Wondering where to start when looking for a retail merchant account? There are low rate merchant accounts and also low discount merchant accounts. When you are trying to figure out how to get a merchant account, make sure you are weighing all of your options. Merchant discount rates vary depending on if you are swiping the credit card, manually entering the credit card information, the type of industry you are in, and the type of card that is used for payment, i.e. consumer card, corporate card, or international card. There are numerous fees associated in processing credit cards including authorization, transaction, statement and minimum monthly fees. A credit card merchant account works these fees into your bill.
Talk to Ignite Payments today to find out how to get a merchant account and find the merchant account services you need. Find merchant services for less because a credit card merchant account will make online shopping more convenient, easier to accept credit cards at the store and in turn create more revenue for you.  Visit http://bettercreditcardprocessing.net or call them directly at 888-224-9571.